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Here’s a rundown of a few of the main funding options available to you whether you’re looking to study a Master’s degree, you want to train to teach through a PGCE or are taking on a PhD or other postgraduate doctoral course.

Master’s Loans

Depending on where you normally reside in the UK, you could get up to £17,000 to help fund your Master’s degree in the 2020/21 academic year.

Eligible students normally residing in England can borrow up to £11,222 from Student Finance England to help fund their study, this loan is not means-tested, so the amount you can borrow is the same irrespective of your income or savings.

If you normally live across the border in Wales, you could receive £17,000 in the form of a means-tested grant and a loan that is not means-tested. The ratio of grant to loan that you receive depends on your financial position, meaning the amount of grant you receive would be between a maximum of £6,885 and minimum of £1,000.

The money is paid directly into your bank account in three equal instalments per academic year.

Your eligibility depends on three things:

  • Your course,
  • Your age,
  • Your nationality or residency status.

Repayments on the loans won’t start until the April after you graduate and only when you are earning more than £21,000 per year.

You can find out full details at the following websites:

Graduate Loyalty Discount

If you had your Bachelor’s degree or PGCE awarded by University of Chester, or one of our associate colleges, you could also be eligible for a Graduate Loyalty Discount .

This is a 20% discount against tuition fees payable for one of our full-priced taught Master’s degree courses, and means that continuing your Chester story is more affordable than you may have imagined. This has been increased to 25% for courses starting during the 2020/21 academic year.

Full terms and conditions can be found at:

PGCE Bursaries and Scholarships

Did you know that if you trained to teach Chemistry, Mathematics, Languages or Physics you could receive a tax-free bursary or scholarship of up to £28,000? Plus an additional early-career payment of £2,000 in your second, third and fourth year of teaching.

There are further scholarships and bursaries available for our Secondary PGCE’s in Art and Design, Biology, Computer Science, English, Geography, History, Music and Religious Studies.

If you are interested in training to teach with us you can find out more about our courses and upcoming events at

Doctoral Loans

If you’re starting a doctoral level course (e.g. PhD, DBA (Doctor of Business), EdD (Doctor of Education) or DProf (Professional Doctorate) you may be able to get a loan of up to £26,445.

Doctoral loans are available from both Student Finance England and Student Finance Wales, Scotland and Northern Ireland don’t offer a Doctoral loan yet. Your loan repayments are dependent on you earning over £21,000 a year and begin in the first April after you leave your course or the April four years after your course starts, whichever is sooner.

You can find out full details at the following websites:

Hopefully the information above will help you decide that you can afford postgraduate study alongside your current commitments, we also have more information regarding fees and funding available on our Postgraduate Finance pages.

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