Undergraduate Loans
Find out how maintenance loans work and how much you may be able to receive.
If you're eligible for student finance, you'll be able to get at least some maintenance loan to help cover your living costs whilst at University. How much you can get depends on when you started your course, where you live, and your household income. The Maintenance Loan will be paid directly into your bank account at the start of term and will need to be repaid.
Maintenance loan entitlements are based on household income.
Courses starting from 1 August 2016
|
Full-time undergraduate student |
Loan for the 2024 - 2025 academic year |
|---|---|
|
Living at home |
Up to £8,610 |
|
Living away from home, outside London |
Up to £10,227 |
|
Living away from home, in London |
Up to £13,348 |
|
Living and studying abroad as part of your UK course |
Up to £11,713 |
You can estimate your Maintenance Loan using the student finance calculator. If you wish to apply for the full loan, Student Finance will have to assess your household income. A partial loan may be available without Student Finance having to assess your household income. You may be entitled to a higher amount if you qualify for welfare benefits.
Further Information
If you started your course before 1 August 2016, or would like to find out more information about student finance and what's available, please visit the GOV.UK or UCAS website.
Please be aware that if you live outside of England, there can be differences in the way student finance is governed, meaning the amount you receive may be different. If you are a Welsh student, you can find out about what funding you may be eligible to receive on the Student Finance Wales website. If you are a Scottish student, visit the Student Awards Agency Scotland website, and if you are a Northern Irish student, visit the Student Finance NI website.
Please go to Student Finance England's 2024/25 guide for more information about how you're assessed and paid.